A process that’s centred on you
The way we’ll work with you very much depends on your requirements. To help you get a better idea of which service you would most benefit from, here’s a look at what’s involved.
“I want someone to take good care of my whole finances so I don’t have to worry.” If this sounds like you, you need the Full Service.
“I want help making sense of my existing financial arrangements and to put an action plan in place to control my taxes and achieve my financial goals.” If this sounds like you, you need the Plan Service.
“I want recommendations for a new investment, pension or insurance.” If this sounds like you, you need the Advice Service.
What to expect when you work with us
Full service
Armed with a personal financial plan confirming our best ideas and an integrated tax, investment and cash flow plan, using our full service means we make things happen for you.
Onboarding and initial analysis
Plan Report
Recommendations Report
Implementation
Ongoing & Monitoring
Plan service
In some instances, we might agree the suggested actions in the plan report are best completed by you alone, in which case you are welcome to come back to us for ad hoc help as required.
Onboarding and initial analysis
Plan Report
Advice service
We might agree that your circumstances are very simple and a full plan is not necessary. In this service, we will include a basic plan in your recommendations report.
Onboarding and initial analysis
No Plan Report Needed
Recommendations Report
Implementation
Optional Ongoing & Monitoring
Your journey explained
Onboarding & initial analysis
We will begin with an initial consultation to discuss your requirements and determine what value we can add to your situation. If we agree to work together, we will start the onboarding process; gathering all your relevant financial and personal information and completing an initial analysis.
Plan Report
Based on our learnings, we will create your tailored plan report, combining all of our best ideas and integrating tax, investment and disaster planning strategies.
Recommendations
We will provide supplementary written reports for each element confirming all of the finer details of our recommendations.
Implementation
This is where we bring your plan to life. If you’re happy with our recommendations, we will implement them accordingly. We’ll liaise with all of the providers and handle the majority of the admin, keeping you updated on your plan’s progress.
Ongoing & monitoring
If you engage with our ongoing services, we will continue to monitor your plan’s performance over time. We will review at least once a year and discuss its progress with you and make any adjustments in line with your changing circumstances.
Financial planning vs financial advice – what’s the difference?
We are often asked how financial planning differs from traditional financial advice – surely it’s just a different way of saying the same thing? Not quite.The answer lies in the name itself; it’s all about the plan. With a proper financial plan, we don’t just look at one area of your finances in isolation. We take a holistic view of everything, ensuring that each and every element is not only considered but working towards your overall objectives.
Financial planning is also about working with you on more than just a transactional basis. It involves regularly meeting and updating your plan in line with your changing circumstances and goals, so that no matter where you are in life, your finances are still in good hands.We firmly believe we can add the most value through a personalised, flexible plan – so let’s create yours today.
Our values
To ensure we do the very best we can for our clients, we work to maintain some core values at all times.
Quality
A Chartered firm, with three Chartered advisers and three Fellows of the PFS; our commitment to the highest level of knowledge is clear.
Consistency
No matter who our clients are dealing with within the business, we ensure the high level of service they receive from us stays constant.
Longevity
As a family business, we aim to be there for our clients not just throughout their own lifetimes, but for the lifetimes of their children too.
Hear from our valued clients
Learn more about the value we’ve added to some of our clients’ lives.
All client StoriesReady to get started?
We’d be delighted to hear from you to discuss your requirements. Simply get in touch using our contact form and we’ll arrange an initial chat.
